how to use UPI payment without internet - Knowledge World

Pay Online Using UPI Without Internet: Jumpesh has eaten at the restaurant with his family. There is no cash in the pocket and meanwhile, there is no internet on the phone. You must have felt the pain of sending money through UPI! However, you can send money with UPI without any internet connection. Find out how.

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Do you make online payments through UPI? So, you must have encountered a situation where you failed to pay due to a lack of internet connection. Many times it becomes very difficult to make UPI payments even from a 2G connection. You may not know that UPI payments can be made offline without any internet connection. For that, you have to dial *99# from the phone.


In addition to smartphones, *99# service was introduced to facilitate the use of UPI service. As a result, not only payments can be made offline from a smartphone, but also from feature phones, the benefits of UPI can be used. You can use this feature only if your phone number is associated with a bank account.

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Smartphone subscribers can use this feature even if they do not have an internet connection. On the other hand, feature phone customers can only make money transactions by dialling *99#. Although the service has been around for a long time, it is still not very popular. Take a look at UPI transactions using the USSD code without an Internet connection.

What are the requirements?

The phone number from which you are dialling must be associated with the bank account. If you are not already registered with UPI, you can register by dialling * 99 #.

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How to use UPI payment without internet to send money

* Open the Dialer app on the phone. Then dial *99#.
* Now you will see a menu on your phone. Since we will spend money, type 1 here and reply.
* Here you can send money using a phone number by typing 1 and select Send. You need to know the number of the person you are sending money to.

* Type mobile number. Then select Send.
* Now send as much money as you want, type and click the Send button.
* If you want to comment on the payment, type and select the Send option.
* Now type UPI PIN and select Send.
* This way you can send money through UPI without any internet connection.



*99# How to disable the feature?

* Open the dialer on the phone and select *99#.
* Type option 4 here and click on Send option.
* Now type 7 and once again select the Send option.
* Now type 1 and confirm.

Presently, the accompanying Financial, Non-monetary and Value Added Services (VAS) are presented through *99# administration.

Features of *99# Service

Utilizations USSD as the entrance channel that works across all GSM handsets (cell phone or otherwise)making it arrive at the last mile client

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 Supports menu-based applications that are easy to manoeuvre for the users do not require data connectivity (works on signalling channel) that makes it a high availability service. Round the clock availability (works even on holidays)

Available through a typical code *99# across all GSM Operators and portable handsets 

Extra channel for utilizing BHIM application and key impetus for monetary incorporation

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if you use this method you can use how to use UPI payment without internet

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