Paytm Cashback Scam: Paytm users in the circle of fake messages. In that message, it is claimed that Paytm users are getting a cashback offer of Rs 2,647. How true is this message? Let's find out all the information that can happen if you click on the message.
As the popularity of digital payment services grows in India, so does the incidence of cybercrime. And this time Paytm is one of the most popular digital payment platform in the country in the grip of a big scam. For the past few days, a viral message has been circulating among Paytm users. It is claimed that Paytm is offering Rs 2,647 cashback to customers. How true is this message? What can happen to users if they click on this type of message? Let's get to know all such information.
What is Paytm Cashback Scam?
A report in the media Indian Express claims that users are constantly receiving notifications in the Chrome browser. There is a message saying, 'Congratulations! you have won Paytm Scratch Card. ' That is, 'Congratulations! You won Paytm's scratch card. ' Now that you have won this or see an interesting message about this, users are tempted to click on that link. And as soon as you click on Paytm's scratch card winning link, it takes users to another microsite called paytm-cashoffer.com. From there it is clear that the message is fake. Because Paytm will not take any other platform to give you cashback.
What exactly is being claimed in Paytm's cashback offer?
When you click on the link, the page that the user is landing on, that is, paytm-cashoffer.com, says, 'You have won a cashback of Rs 2,647.' And then there's the saying, now send this prize money to your Paytm account. And this is where the machinations of cybercriminals are hidden. False The design of this site has been done exactly like Paytm. Once you click on the 'Send' button, you will be taken to the original Paytm app. And after that, you can get a call or message. That's where the nefarious person can tell you to click on the 'Pay' option.
Don't forget to click -
Now you understand, if you have won the prize money, then you will be asked to 'Pay' again. Only those who do not have such a payment app on their phone will survive this scam. The problem is for those who make a large amount of digital payments. In many cases, they agree on many things without reading them properly, which can lead to the disappearance of those users. Keep in mind, this type of scam is only working on smartphones, not sending such messages to personal computer users.
What does Paytm say?
Paytm claims that Paytm can immediately detect and block such suspicious activity using AI technology. At the same time, the company says it has the best cybersecurity team at the moment to take swift action by identifying fraudulent notifications if users have installed applications that put their accounts at risk.
Must remember -
One important thing to keep in mind right now is that Paytm cannot send you such cashback offers through any other platform. If you really see this kind of cashback offer on Paytm, then you will notice it in its app. And even bigger than that, why would Paytm offer you a cashback of Rs 2,647? If you want to send cashback, Paytm would send it directly to your e-wallet or bank account.
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